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[Audio] As we reach the end of this presentation, I would like to take a moment to express our sincere appreciation to each and every one of you. First and foremost, I want to thank our leadership team for their unwavering support and strategic guidance over the past year. Your vision has played a pivotal role in shaping the way we provide value and build trust with our stakeholders. To our Account Management Feature team, I am in awe of your unwavering dedication, resilience, and pursuit of excellence. Whether it be navigating complex client needs, driving performance, or fostering relationships, you have consistently gone above and beyond. A special shoutout to our partners across Decisioning, Risk, Operations, and Technology. Your collaboration has been vital in helping us deliver with precision and agility. And lastly, a big thank you to all those who contributed to today's presentation and made this gathering possible. Your efforts truly reflect the teamwork and culture that defines our organization. As we approach the festive season and begin a new year, let us continue to carry forward the momentum, learnings, and passion that brought us here. Thank you all, and here's to an even stronger year ahead in 2026!.