Ultimate Care

PRESENTS T H E F U T U R E O F H E A L T H I N S U R A N C E.

This plan rewards you for staying healthy with premium payback and loyalty benefits..

FEATURES THAT MAKES IT ULTIMATE.

Note : This is is an optional benefit that is pre-added in the sales proposition. Available on payment of additional premium. Refund of first year’s base premium after every 5 claim-free years Premium Payback.

Note : This is an optional benefit (Cumulative Bonus Booster) available on payment of additional premium. Enjoy unlimited 100% cumulative bonus of your Sum Insured every year, even if you claim. Infinity Bonus.

Note : Provided no hospitalization related claim has been made in 7 preceding policy years. Waiting Period shall be waived off for this additional Sum Insured. If there is an increase in Sum Insured, the original Sum Insured at the Policy's inception will be considered. Double your Sum Insured after 7 claim-free years with no waiting period. Loyalty Boost.

Note : This is an optional benefit and pre-added in the sales preposition. Available on payment of additional premium. Option to choose upto 5 years policy tenure Freedom from Renewal Worries.

Note : This is an optional benefit that is pre-added in the sales proposition. Available on payment of additional premium with multi tenure policies and only one claim is payable in the entire policy term. Combine annual Sum Insured of multi-year policy for a single claim. Tenure Multiplier.

Note : This is an optional benefit and pre-added in the sales preposition. Available on payment of additional premium. Renew your policy early and save more! Enjoy a 5% discount when you renew 30 days before your due date, or 2.5% within the 30 days. EARLY RENEWAL DISCOUNT.

Note : This is an optional benefit and pre-added in the sales preposition. Available on payment of additional premium. Your policy will remain active, ensuring continuous protection during the grace period. Grace Period Coverage.

Note : Wellness Benefit is an optional benefit and pre-added in the sales preposition. Available on payment of additional premium. on renewal premiums through healthy days program on Care Health - Customer App under wellness benefit Wellness Discount upto 30%.

Note : Available discounts on premium are 30% in first year, 20% in second Year and 10% in 3rd Year. on premium for new policy buyers Discounts on premium are available only for first 3 years - 30% discount in first year, 20% in second year and 10% in third year. Welcome Discount upto 30%.

SI Options (in `) In-Patient Care/ Day Care Treatment Room Rent ICU Pre-Hospitalization Medical Expenses Post-Hospitalization Medical Expenses AYUSH Treatment Domiciliary Hospitalization Organ Donor Cover Ambulance Cover Cumulative Bonus Unlimited Automatic Recharge Loyalty Boost MediVoucher Premium Payback* Wellness Discount* New Born – Wait Period Benefit Unlimited E-Consultations Health Services 5L \7L \10L \15L \20L\25L\50L\1Cr Up to SI All Category Rooms Allowed No Limit Up to SI, upto 60 days prior to hospitalization Up to SI, upto 90 days after discharge Up to SI Up to SI Up to SI Up to SI, Any mode of transport such as Road Ambulance/ Air Ambulance etc. 50% of base SI per year irrespective of claim, max up to 100% Available for unlimited times for unrelated or same illness. Double Sum Inured if no claim has been made in 7 preceding Policy Years. Waiting Period shall be waived 2 pharmacy vouchers of Rs. 250 each per Policy shall be provided on 1st renewal with the Company In case no Claim is made for the preceding 5 consecutive Policy Years, then 1st Policy Year premium shall be refunded in every block of 5 years Upto 30% discount on Renewal Premium with healthy days program on Care Health - Customer App Wait Period as per current policy will be applicable to the new born if added within 90 days of birth. Available for Consultations with General Physicians Discount Connect – Discounts on services such as consultations, diagnostics, etc at our network. PLAN DETAILS.

Entry Age – Minimum Entry Age – Maximum Exit Age Cover Type Tenure Options Pricing Relationship Allowed Initial Waiting Period Named Ailment Waiting Period Pre-Existing Diseases Waiting Period Grace period coverage* Adult : 18 years; Child : 5 years Adult: No Upper Age Limit; Child: 24 Years Adult: Lifelong; Child: 25 Years Individual: max up to 6 persons; Floater: max up to 2A2C 1/2/3 /4/5 Years Zone 1 - Delhi NCR, Surat, Mathura, Aligarh Zone 1A - Telangana, Mumbai (MMR), Ahmedabad, Vadodra, Nashik Zone 2 - Pune, Indore, Bengaluru Urban, Rest of Gujarat Zone 3 - Rest of India Note - Cities above means adjoining cities also Self, Spouse/Live-in partner/Same sex partner, Son, Daughter, Father, Mother, Mother-in-law, Father-in law, Grand-Father, Grand-Mother and as per insurable interest 30 Days for all Hospitalization except Accidental Hospitalization 24 months 36 months Your policy will remain active, ensuring continuous protection during the grace period ELIGIBILITY CRITERIA *This is an optional benefit and pre-added in the sales preposition. Available on payment of additional premium..

OPTIONAL BENEFIT ANNUAL HEALTH CHECK-UP Once in a year annual health check-up for every insured through mobile application INSTANT COVER No ped wait period (for Diabetes/ Hypertension/ Hyperlipidaemia/ Asthma/ Obesity/ Hypothyroidism/ Coronary Artery disease (ptca prior 1 year)) CLAIM SHIELD List of items as per annexure I (list I, II, III and IV) that are non-payable shall be covered Infinity Bonus Additional 100% every Renewal; Max No Limit PED WAIT PERIOD MODIFICATION Option to reduce PED wait period to 1 Year or 2 Year OPD COVER 4 GP Physical consultation per insured 4 Specialist Consultation per insured per year Max `500 per consultation.