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7 Seasons Mortgage Originators.
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Anne and Stuart.
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Anne Shepherd BA (UCT), Foreign Student Diploma (Sorbonne-Paris), CEA, FETC Real estate Stuart Shepherd BA (UCT), MDP ( Unisa ), Caib (SA), Cop ( iiSA ), BCM ( Damelin ) CEA, FETC Real estate……. and a wine qualification from KWV.
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Financial Experience Since 1978 7 Seasons commenced in 2003.
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If you Apply via an Originator. A higher success rate Get answers from different banks – including your own bank Get a better deal The buyer selects the bank loan that is best The services of the Originator are free Tip = choose an originator who has a good record.
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Good Advice in General………………. But Now relating to a Home Loan application.
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Know Your Credit Score. Are you Trustworthy What is your Credit Score The higher the score the better.
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Can you Pay Back the loan. Irrespective of Credit Score Comfortably afford the monthly Instalment Place a deposit.
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Place a Deposit. Risk affects interest rate 100% loans – are granted - need a spotless record - easily afford loan.
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Banks want to approve your loan but………Your finances need to be under control.
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The Willingness from Banks to stimulate the property market has made the prospect of home ownership a reality for many South Africans provided they meet the lending criteria. 7 Seasons will be most pleased to assist..