Qpdao Whitepaper (1)

[Audio] Qpdao stands at the forefront of global digitalization innovation." Qpdao is a cutting-edge platform that stands at the forefront of global digitalization innovation. By ingeniously combining the realms of e-commerce and finance, Qpdao links capital with opportunities, empowering seamless cross-border e-commerce..

[Audio] This slide covers the the elements that makes Qpdao a leading innovator in digitalization. Starting with an introduction of the industry background, company overview, and how Qpdao's funding operation and financing model works, as well as the loan mechanism and their unique community building program. The slide also covers Qpdao's major milestones and enterprise vision. Finally, there's an overview of their best practice in risk management..

[Audio] Qpdao offers a revolutionary solution to traditional investment models, granting you simple and safe access to the increasing global commerce of the digital age. With a broad spectrum of services, such as capital generation and risk assessment, Qpdao facilitates your access to new markets and their related opportunities. Qpdao given you the ability to capitalize on the potential of international e-commerce..

[Audio] Qpdao is an innovative business ecosystem that has revolutionized the cross-border e-commerce industry, providing significant advantages to both investors and businesses. Through its ingenious combination of e-commerce and finance, the Qpdao platform creates a win-win situation for both parties, injecting vitality into enterprise development while also providing investors with the potential for profitable returns. This groundbreaking platform has opened up a whole new world of opportunities for entrepreneurs and investors worldwide, paving the way to healthier, more sustainable development of the cross-border e-commerce industry..

[Audio] Qpdao is committed to innovation and development throughout the cross-border e-commerce industry. We believe in breaking boundaries to enable deeper global connection through transformative technologies. As we move forward, the Qpdao platform is poised to become a leader in this emerging field, driving new business opportunities and fostering growth. We invite you to explore the potential of this untapped field and join us in unlocking the potential of the future. With this whitepaper, we hope to give you a glimpse of the possibilities that lie ahead and provide you with the insights necessary to understand and seize the opportunities that await..

[Audio] Cross-border e-commerce has garnered much attention in recent years due to its ability to connect customers and businesses from across the world. Qpdao has taken this to the next level by integrating e-commerce and finance to make cross-border trade simpler and more efficient. By creating a bridge between capital and opportunities, this pioneering digital platform has allowed businesses to reach beyond their local markets, while granting customers access to a wide range of international products. As digitalization in the world accelerates, Qpdao stands at the vanguard of progress, leading the way in the transformation of cross-border e-commerce..

[Audio] Cross-border e-commerce is experiencing strong growth, however it is also presented with several challenges. One of them is connected with capital management. Operating cross-border e-commerce needs significant capital investment, yet due to irregular demand trends and varying market conditions, there can be discrepancies between the budget that is expected and the actual capital that is accessible. Qpdao is spearheading the digitalization revolution across the world, seeking to match capital with potential and bolster cross-border e-commerce..

[Audio] Cross-border transactions can be quite challenging, resulting in additional costs and risks. There are specific regulations, policies, payment systems, currencies, and timezones to consider, which can involve difficult decisions about method selection, fees, exchange rate, and other risks. For merchants wanting to take their business global, these complexities can be counter-productive. Qpdao provides a secure payment system to simplify the process and take advantage of the current trends in cashless and digital payments, opening up a world of possibilities for e-commerce..

[Audio] With the increasing complexity of global e-commerce, managing funds effectively has become more and more challenging. To tackle these issues, cross-border digital payment and capital management solutions enable businesses to better manage their liquidity, maintain operational stability and support business growth. Qpdao offers an innovative business model - the combination of e-commerce with finance - which allows companies to tailor their fund management strategies, thus enabling them to build strong brands and expand with confidence..

[Audio] Qpdao offers an innovative platform to bridge the gap between e-commerce and finance. Through its platform, merchants now gain access to financing to pursue business expansion and development, while investors benefit from returns on their investments in the cross-border e-commerce arena. Qpdao effectively creates a win-win for both merchants and investors, spurring the growth of the global cross-border e-commerce industry and providing more opportunities for businesses and investors..

[Audio] Qpdao is a pioneering fintech company focusing on cross-border e-commerce. Founded in 2016, Qupital, its parent company, is a respected fintech enterprise with its headquarters in Hong Kong. When starting out, Qupital spotted an opening to address the financing issues faced by small and medium-sized cross-border e-commerce players and thus created Qpdao. Qpdao is an unexplored business model where cross-border e-commerce businesses and investors link up. Drawing from a strong comprehension of the cross-border e-commerce and fintech industry, Qpdao endeavors to resolve the capital facilitation problems in the sector as well as offering SMEs more flexible and convenient financing alternatives..

[Audio] The exceptional team and professionalism of Qpdao are indispensable to its success. The company has put together a team of highly skilled and experienced professionals, from the financial, technological, risk management, and cross-border e-commerce fields, who are well-versed in the latest fintech technologies and have deep insight into cross-border e-commerce trends. By establishing offices in Shanghai, Shenzhen, Guangzhou, Hangzhou, and Fuzhou, as well as in Singapore, Qpdao has been successful in quickly gaining market share in China and expanding its reach on the global stage. Their innovative financing solutions have helped propel small and medium-sized e-commerce trading enterprises forward and bring about sustainable development. The global expansion of Qpdao is a testament to their leadership position in the cross-border e-commerce field and their confidence in the future of the industry..

[Audio] Qpdao understands the complexities of the cross-border e-commerce industry. Through close partnership and collaboration, Qpdao is innovating continuously, providing efficient and effective financing services to businesses and advancing the growth of the sector. With technological advancement at the heart of its operations, Qpdao is leveraging big data, machine learning, and predictive analytics to automate credit decisions and rapidly process transactions, delivering tailored trade financing offerings to small and medium-sized enterprises. By relentlessly exploring the potential of technology, Qpdao is leading the industry's development and paving the way for future innovation..

[Audio] Qpdao is a leader in global digital innovation in e-commerce and finance, connecting capital with opportunities and supporting cross-border e-commerce. We optimize the processes of fund circulation, risk assessment, and investment returns to provide greater value to investors and businesses. Additionally, we strive to be a socially responsible company, offering financing for small and medium-sized enterprises to drive employment, innovation, and economic growth. We also prioritize environmental sustainability and social welfare, participating in various social activities and charity projects. Our ambition is to bring greater investment returns, technology, and market insight to investors and cross-border e-commerce businesses, in order to create a more prosperous future..

[Audio] More investors are recognizing the potential of cross-border e-commerce and the benefits it brings. Qpdao is leading the charge in digitalization, uniting the e-commerce and finance fields to use the advantages of modern capital markets. Cross-border e-commerce enterprises can take advantage of the worldwide digital economy, enabled by Qpdao's solutions that guarantee precise risk evaluation and secure, open transactions. With the help of Qpdao, cross-border e-commerce businesses can expect long-term development and quick progress..

[Audio] Qpdao platform is transforming the relationship between investors, e-commerce sellers, and lenders. Our innovative financing models join together professional investors and trustworthy e-commerce sellers, giving investors the opportunity to put money into Qpdao platform to be given out as loans to e-commerce sellers. Additionally, the platform allows for value growth for both the investors and e-commerce sellers. By connecting capital with opportunities and promoting cross-border e-commerce, Qpdao is one of the leading innovators in global digitalization..

[Audio] Qpdao provides tailored loan services to e-commerce sellers based on their credit assessments, ensuring fast funding for them to seize new opportunities and grow their business. At the same time, investors are able to gain access to profitable investments and convert their immediately available capital into long-term returns. With these offerings, Qpdao is the perfect partner for both e-commerce sellers and investors..

[Audio] Qpdao has developed a business model that uses the internet to provide a secure and compliant platform for cross-border e-commerce financing. It enables entrepreneurs and investors to access capital and opportunities in a highly efficient and risk-controlled virtual space. Through its combination of e-commerce and finance resources, the platform offers online merchants fast, easy and secure financing services while protecting investors’ assets with advanced risk control systems and compliance mechanisms..

[Audio] Qpdao has developed an innovative platform that links investors and e-commerce merchants, so they both gain maximum advantage. Our joint model allows investors to gain higher returns compared to numerous traditional investments, leading to greater financial benefit. Generally speaking, our daily returns are 2-3%, allowing investors to acquire more from their investments..

[Audio] Qpdao, a cutting-edge data science system, makes use of predictive analytics and machine learning technology to give investors exact information for investment decisions, minimizing financial risks for both sellers and investors. Connected to APIs from our partners, Qpdao can instantly fetch operational data for tracking and assessment. Its real-time data analysis, based on predictive analytics and machine learning technology, helps to create the most favorable pathway to obtain maximum financial success, guaranteeing investors a secure and highly transparent investment atmosphere with more stable and dependable earnings..

[Audio] Qpdao is a revolutionary platform that gives investors a chance to try out a new asset class and benefit from the e-commerce industry's growth. Our platform simplifies portfolio diversification and increases returns. We offer short-term investment cycles with daily average yields of 2-3%, resulting in attractive returns. Through Qpdao, investors can devise and execute a successful and balanced investment plan..

[Audio] Qpdao offers investors the chance to maximize their returns, far exceeding the yield of traditional investments. Our Funder platform gives users a straightforward and user-friendly approach to investing and portfolio management, as well as the option of tracking investments remotely. By employing sophisticated risk assessment models and up-to-date data for credit evaluation, we strive to ensure optimal security and risk supervision. What's more, our partnership with market leaders across the globe further bolsters our progress and potential, providing unparalleled investment prospects..

[Audio] Qpdao offers e-commerce merchants a robust investment opportunity for long-term value. By investing with Qpdao, you take advantage of high returns, diversified investments, flexible liquidity, advanced risk management, and the potential to benefit from the growth of the global e-commerce industry. With Qpdao, you can be sure to get the most out of your investment and achieve financial growth..

[Audio] Qpdao offers a one-of-a-kind route to access cash prepaid transactions as well as craft your individualized investment portfolio. Utilizing its real-time credit analysis technology and accurate observation and safety, you can instantly invest and make high returns up to 13% with minimal danger. Encounter world financial chances and become part of the digitalization wave with Qpdao today..

[Audio] Pdao offers an advanced and innovative financing solution to merchants to aid their business progress. We are aware of the monetary constraints and difficulties encountered by e-commerce merchants in their operations, and we strive to provide effective, flexible, and sustainable fiscal aid to help them attain their ambitions. Our funding solution is structured to allow merchants to swiftly obtain the funds needed to create healthy growth..

[Audio] Qpdao provides innovative financing solutions for e-commerce merchants. Our service streamlines the entire process from application to approval and is user-friendly. There is no need for collateral or physical asset guarantees with our online platform, allowing merchants to acquire capital quickly and conveniently. Our low-cost financing options allow merchants to benefit from attractive rates ranging from 8-13%, increasing capital efficiency while reducing their financing costs. Qpdao values the time of merchants, offering a credit assessment process that is completed within 3 working days. By using Qpdao, merchants can save time and money, enabling them to obtain the capital required for business growth..

[Audio] Qpdao is a platform that provides financial support and data-driven intelligence to merchants. Our streamlined online application and approval process helps merchants save time and effort, enabling them to focus on developing their business. We also equip merchants with optimized pricing strategies, inventory guidance, sales forecasts, and analysis of consumer behaviour to help them formulate more accurate operations strategies. This helps sharpen their product's marketability, optimize inventory management, increase revenue, and predict consumer behaviour. Our lending solution is designed to create an environment of continued development for cross-border e-commerce merchants. We offer low-cost financing, easy online processes, and data-driven support, understanding the needs of merchants so they can trustingly pursue their entrepreneurial aspirations..

[Audio] Recognizing market opportunities and facing potential challenges are both important for achieving accelerated growth in order to stay competitive in this digital age. QpDao offers the technology, intuitive analytical tools, and resources you need to excel in e-commerce. With QpDao, you can take advantage of the power to fulful your global business visions..

[Audio] Qpdao offers a quick and easy online application process to help finance businesses of all sizes. In just a few simple steps, you can submit your application and be provided with real-time verification. Within 24 hours, you will have the funds you need to start or expand your business. Our online application process can provide you with the much-needed capital to optimize the performance of your business and build the foundation for long-term success..

[Audio] We at Qpdao value community building as an essential part of our success, and we actively invite members to join us in order to grow together. Joining our community gives you the opportunity to take part in our rapid expansion, as well as the satisfaction of being part of a brighter future. To be part of our community, there is a three-step process that must be followed. You must first contact our customer service team to begin the joining process. Then, there is a month-long internship period where you will receive a salary of $300-500. Finally, you will be able to become a regional or urban agent, with a chance to receive rewards as you advance..

[Audio] As an intern at Qpdao, you have a great opportunity to grow professionally and secure a job within the company. Upon successful completion of your internship evaluation, you'll be able to take the next step and become a full-time employee. Not only will this mean a significant increase in salary, but you will also receive an official Qpdao partner certificate, which acknowledges your partnership with our company. During the internship period, you'll receive a monthly salary of $300 while recruiting 10 fixed investors, as well as a 2% partner rebate from the team investment capital. For the most outstanding Qpdao agents, there is also the possibility of applying as partners for their respective country or region, thus benefiting from the company's equity incentive plan..

[Audio] At Qpdao, we provide rewarding opportunities for our members. When your stable investor count reaches 50 and team investment capital (net value) reaches $10000, you'll receive a monthly salary of $500, along with a 3% bonus return from team investment funds. When your stable investor count reaches 100 and team investment capital (net value) reaches $50000, you'll receive a monthly salary of $1000, as well as a 4% commission reward from team investment capital. Additionally, you'll receive an official customized iPhone 14 Pro from Qpdao. Moreover, when your stable investor count reaches 1000 and team investment capital (net value) reaches $1000000, you'll receive a monthly salary of $10000, along with a 6% commission and reward from team investment capital. Additionally, you'll have the chance to win a Tesla and become a Qpdao city agent. We encourage every member to actively participate in. Moving on to the next slide, let's discuss the importance of developing effective communication skills in the workplace..

[Audio] The future of e-commerce and finance can be created when we all work together. By joining forces, we enable businesses to rapidly expand opportunities, grow profits, and create a more prosperous tomorrow. As an investor or partner, your contribution to this digital revolution is warmly welcomed. Partnering with us means that you will benefit from a cutting-edge business model and gain access to the resources and skills of a global player in the e-commerce and finance industry. Come join us and be part of the digital revolution!.

[Audio] Qpdao has been pioneering digital innovation since its launch, leveraging the advantages of e-commerce and finance to connect investment and opportunity. Qupital, the parent company, was established in Hong Kong in 2016 to investigate the potential of cross-border e-commerce. In 2017, the seed round of financing was backed by recognized investors such as Alibaba Entrepreneurs Fund and Mindworks Ventures. At this point, the firm had earned a combined total of over five million dollars..

[Audio] Qupital witnessed remarkable development in 2019, widening its reach drastically through strategic collaborations that provided more chances than ever before. Joining forces with Alibaba Entrepreneurs Fund and Mindworks Ventures enabled the foundation to significantly amplify its capital. By teaming up with Amazon, we are currently able to provide commodious financing services to e-commerce vendors. Launching an office in Shenzhen and creating a strategic association with LianLian International made it possible for the company to expand its payment and financing services to a wider array of customers. 2019 was an impressive year for Qupital and we are continuing to build on this platform to render unprecedented services in the digitalization domain..

[Audio] Qupital has marked a notable achievement by joining forces with several partners to drive digitalization innovation. Through its partnership with eBay, it was able to offer a more extensive range of services and resources to its users and customers. Additionally, with the assistance of PingPong, Qupital was able to provide customers with additional financing choices. Series B financing for its further growth was provided by the Greater Bay Area Land Development Fund. Qupital also teamed up with Citibank to become the first e-commerce securitization institution in Asia. Additionally, its Shopify merchant solution has enabled users to access its services more easily..

[Audio] Qpdao has experienced a remarkable expansion in the past two years, positioning them at the vanguard of global digital projects. In 2023, they extended their reach into the Singapore market, and secured $500 million in total funding. Currently, Qpdao is the major player influencing cross-border e-commerce investments and financing. As they persistently advance and innovate, they are forging a future of shared benefit, for both investors and cross-border e-commerce merchants..

[Audio] Qpdao is committed to building a revolutionary financial ecosystem for cross-border e-commerce businesses. Utilizing the advanced technical infrastructure, Qpdao has been able to bridge the gap between fintech and the cross-border e-commerce industry. This provides businesses with quick and cost-efficient access to cutting-edge financing solutions. By deploying advanced algorithmic models, Qpdao can assess the credit risk of every customer and furnish tailored financing solutions that best suit the specific needs of the business. This creates a financially enabling environment in which cross-border e-commerce enterprises have the capability to grow and take advantage of opportunities..

[Audio] Qpdao is committed to enabling success for both professional investors and cross-border e-commerce sellers. Through connecting investors to opportunities and tailoring solutions to meet a company's needs, Qpdao is dedicated to creating a greater business ecosystem. Innovations and improvements to the user experience are key strategies Qpdao employs to give users access to intelligent investment decisions. Through optimizing services, simplifying the investments process, and driving innovation, Qpdao is on track to become the leading provider in the field of cross-border e-commerce..

[Audio] Qpdao has been at the forefront of digitalization innovation, offering businesses powerful tools to drive growth and streamline efficiency. By combining e-commerce and finance, Qpdao has bridged capital gaps and devised solutions tailored for cross-border e-commerce. Looking ahead, Qpdao will strengthen its partnerships and double down on research and development, resulting in enhanced risk assessments and an expansive financial ecosystem. Qpdao envisions a future of mutual progress and success through innovative solutions and comprehensive services, enabling companies to unlock their potential and foster prosperous cross-border e-commerce activities..

[Audio] Qpdao recognizes the necessity of reducing risk when it comes to investments and financing activities, so we have established a comprehensive risk management system to guarantee that investors and e-commerce merchants feel safe while using our platform. By examining historical transaction data, sales records, and industry trends, our powerful data analytics allows us to accurately determine the creditworthiness of e-commerce merchants, thus reducing the possibility of loan defaults and assuring investors that their interests are secure. Moving forward, let’s explore the workings of the internet of things..

[Audio] At Qpdao, we have an approach to assessing creditworthiness that is advanced and sophisticated. Our system combines different data sources and indicators to achieve a total perspective of e-commerce sellers and their operations, which incorporates sales data, inventory network management, market analysis, and additional components. Our multi-layered strategy puts a lot of emphasis on the level of danger identified with every borrower, and any abnormalities that may be identified are quickly managed. Additionally, our approach offers investors increased assurance through accounts receivable created by e-commerce sellers. If a borrower isn't able to make their payments, these accounts receivable will act as collateral, decreasing potential risks..

[Audio] We recognize the importance of risk management for investors and e-commerce merchants at Qpdao. To minimize the risk for investors, we utilize collateral and adhere to strict compliance standards and regulations. However, as with any investment or loan, there is still inherent risk. We urge our stakeholders to understand these risks before making any decisions. We are committed to providing a secure environment and to optimizing our risk management measures to ensure platform stability and investor interests..