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An investment that raises from investors, pools the money, and invests it in stocks, bonds, and other investments.

Diversification Professional management Economies of scale Convenience Liquidity

What is AMC in context of Mutual Fund managers

Indian Mutual Fund industry is regulated by which agency

(Assets - Liabilities) ÷ total shares outstanding

Charges in terms of % levied annually to manage your investments

The amount payable on withdrawal from a mutual fund, calculated on the total investment of an individual (Usually 2-3%)

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A Demat account is a mandate for Mutual Fund investments

Past performers are the best funds to buy

Past performance is not indicative of future returns

One should have a huge amount to start a mutual fund

Can start investing for as low as INR 500

There is no risk involved in mutual funds

Mutual funds require long term investments

Categories like short term debts or liquid funds are there too

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Why did Mutual Funds come into existence?
An old Axiom
"It is not wise to put all eggs into
one basket"
. wa robablyi he minds
those w o formed he first mu ual fund.
Indian Institute of Capital Markets

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One time investment Investor faces risk of volatility in markets Specific intervals – monthly, quarterly, half-yearly Made on specific dates e.g. 1 st , 5 th , 10 th , 15 th  of every month Period of commitment – 6 months, 1/ 3/ 5 years Usually, a large sum of money is invested in one go Staggered investment

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Direct  Plan is what you buy directly from the mutual fund company( either personal visit or through online). In other words, there are no agents, brokers or distributors( no commissions/ brokerages). The word DIRECT needs to be prefixed  in the name of the fund.

Regular Plan is what you buy through an advisor, broker or distributor(intermediary). They charge a certain fees for selling their mutual funds which AMC recovers through expense ratio.

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SEBI LOGO 1 | Vidarbha Industries Association

SEBI (Mutual Funds Regulation 1996) Securities Exchange Board of India (SEBI), the mutual fund regulator has clearly defined rules which govern mutual funds. These rules relate to formation, administration and management of mutual funds and also prescribe disclosure and accounting requirements. Such a high level of regulation seeks to protect the interest of the investors

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Growth
Option
Dividend
Payout
Option
Dividend
Reinvestmen
t Option
• Gains made in portfolio are retained and reflected in NAV.
• Realized profit/loss is treated as capital gains or loss.
• No increase or decrease in number of units, except if
units are purchased or sold, by the investor.
• Fund declares dividend from realized profits.
• Amount and frequency varies and depends upon
distributable surplus.
• NAV falls after dividend payout to the extent of dividend
• Dividend is re-invested in same scheme by buying
additional units at ex-dividend NAV.
• Number of units standing to the credit of the investor,
increases each time a dividend is declared, and
reinvested back into the scheme.

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Via Physical Mutual
Fund Application
Form
Via Mobile App of
Mutual Fund
Via Online Mode
(Website of Mutual
Fund)
Via AMICI Registered
Mutual Fund
Distributor (using
physical form/ online/
mobile app)

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Affordable
Investment
Diversification
Professional
money
managem nt
servic
Choices o
receivin
income/
profits
Investmen
Varieties
Advantages &
conveniences of
investing through
Mutual Funds
ith small
ues
inimum
aperwork
Tax benefits
Well regulated
and transparent
Investment
Strategies

Why investing in Mutual Funds is a wise choice

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MODERATE
MODERATELY
HIGH
LOW to
MODERATE
LOW
HIGH
VERY "GH-

Six levels of risk: Low Risk Low to Moderate Risk Moderate Risk Moderately High Risk High Risk and Very High Risk

Importance of Risk-o-meter : Helps align risk that a fund carries with the risk profile of the investor. Equity as asset class :  Volatile: High risk Debt as asset class: Stable: Low risk Hybrid: Moderate: Depends on allocation and concentration

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Generally, the higher the potential return of the investment, the higher the  risk. But there is no guarantee that you will get a higher return by accepting more risk. Diversification enables you to reduce the risk of your portfolio without sacrificing potential return. It is possible to measure risks and returns involved in the mutual fund.

Measures of Return - Absolute Returns Measures of Risk - Variance Risk –Adjusted Returns - Sharpe Ratio - Annualized Returns - Compounded Returns - Compounded annual  Growth rate(CAGR) - Beta(CAPM) - Standard Deviation - Modified Duration - Treynor Ratio - Alpha

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Client Login Sign in or log in to the account complete details Name, E-mail ID, Contact Number, and Password. KYC Verification It will ask for your PAN Number, enter it and Fill up details (Basic, Bank, Personal, and Address Details). Documents Upload for KYC is for the people who don’t have KYC, after that it will ask for a 5-second video upload. Digital Signature Upload The person needs a DSC (Digital Signature Certificate) for uploading on-page to proceed with the mutual fund investment procedure. Start Investing Now The page for investing will be open and you can pick the fund you want to invest in along with the payments process i.e. only Net banking.

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HOW DO BEGINNERS INVEST IN MUTUAL FUNDS? The simple steps that help in and most practical way to invest in mutual funds are : Step 1: Log in to the mutual fund portal and click on the Sign-up/ Log in. Then choose for the client login and create a free profile. Step 2: Start creating an account and enter details like Name, Email-ID, Contact Number, and Password. Step 3: After this, you will see that the page will show a KYC Verification and ask for PAN Number. Enter your PAN Number. After that fill in all the details like Basic Details, Bank Details, Personal Details, and Address Details. If you already have KYC the ” Document Upload” page will be shown and If you don’t have KYC then upload documents on the Documents, Upload Page. At last, they will ask for a signature upload of your Digital signature certificate. Step 4: In case you don’t have KYC it will ask for 5 seconds video upload do that what is mentioned on the page. And If you already have KYC, then it will directly show the page and you can start investing. Step 5: Invest and watch and create good wealth!

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How to Start Investing in 2021: A Complete Guide for Beginners

Disclaimer:  Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

A guide to