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LokOS Digitizing SHG Ecosystem. Confidential & Proprietary. Copyright by CDFI@IFMR. All Rights Reserved..

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Govt. of India formed National Rural Livelihood Mission (NRLM) in 2010-11 to provide sharper focus for poverty reduction of over 68 million rural women.

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NRLM works with groups of 10-12 women called Self Help Groups (SHG) to help them financially, capacity building, training & livelihood.

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Driving Factors. Members deriving benefit. Avoiding repeated data entries.

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Regular Saving Regular Interloaning Panchasutra Model Up to date book of Accounts Timely Loan Servicing Regular Meeting.

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How does NRLM do their task. How is it done currently All Book keeping is done on printed sheets The same is taken to the block level and manual data entry happens Data is dated and interventions are not effective.

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LokOS is a mini core banking system for SHG ecosystem with visible gains for both SHG & NRLM.

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Why LokOS?. 8. Data collection and Digitization were performed at different times – first recorded on paper by Book Keeper and then digitized at the block or CLF office No checks on the collected data leading to erroneous and incomplete data Digitization of transaction data was minimal Duplication of CBOs and members The existing system was not scalable and had performance issues.

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Additional Profile Features being captured on top of NRLM-MIS Data.

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CDFI is redesigning, developing, piloting & scaling NRLM’s core data architecture & systems (LokOS) with following features.

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CRPs. Create New SHGs. On Board New Members. Verify NRLM MIS data (One time).

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FEEDBACK FROM THE FIELD. मोबाइल ऐप आसान था। SHG प्रोफाइल पर प्रशिक्षित होने के बाद हम बिना प्रशिक्षण के VO और CLF प्रोफाइल पर काम कर सकते हैं क्या आप स्वयं सहायता समूहों को VO और VO को CLF मैपिंग सुविधा कंप्यूटर के बजाय मोबाइल ऐप पर प्रदान कर सकते हैं क्या आप सिस्टम में 2 . के बजाय 3 हस्ताक्षरकर्ताओं के लिए प्रावधान कर सकते हैं? हम लिखित रिकॉर्ड जमा करने के लिए ब्लॉक की यात्रा पर समय बचा सकते हैं एसएचजी में दर्ज किया गया डेटा ब्लॉक प्रबंधक द्वारा लगभग तुरंत देखा जा सकता है.

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Thank You. Delhi 5th Floor, B 35, Kiwani’s Bhawan, Qutab Institutional Area, New Delhi - 110016 +91-11-41660681.