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Branches of FinPoTRee. FinPoTRee INVESTMENTS MONEY MANAGEMENT INCOME TAX GST ACCOUNTING INSURANCE. 

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FinPoTRee INVESTMENTS MONEY MANAGEMENT INCOME TAX GST ACCOUNTING INSURANCE

LIC IPO KEY POINTS. IPO OPENS ON 4 MAY TO 9 MAY. FinPoTRee. 

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THE SHARES WILL BE LISTED ON THE NATIONAL STOCK EXCHANGE (NSE) AND THE BOMBAY STOCK EXCHANGE (BSE), MOST PROBABLY ON MAY 17, 2022.

IPO PRICE BAND RS. 902- 949 MINIMUM BID LOT IS 15 SHARES OR MAX RS. 189840 FOR RETAILORS

RETAIL INVESTOR CAN APPLY FOR MAXIMUM UPTO RS. 200000

GOVERNMENT OFFER FOR SALE 3.5% I.E. APPROX 22 CRORE SHARES , AFTER THIS IPO GOVT HOLDING IN LIC WILL REDUCE TO 96.5%

DISCOUNT OF RS. 60 FOR ELIGIBLE POLICYHOLDERS. i.e WHO ARE POLICYHOLDERS AS ON FRESH DRHP FILING DATE AND WHO HAS LINKED THEIR PAN WITH POLICY BY 28TH FEB 2022.

DISCOUNT WILL BE UPFRONT MEANS WHILE APPLYING FOR THIS APPLICATION YOU HAVE TO PAY LESS I.E. ISSUE PRICE LESS DISCOUNT.

AFTER THIS ISSUE LIC MARKET CAP WILL BE AROUND 6 LAKH CRORES.

FROM A VALUATION STANDPOINT, AT THE UPPER BAND OF THE ISSUE PRICE, LIC IPO IS PRICED AT A MULTIPLE OF 1.1 EMBEDDED VALUE, WHICH IS AT A SIGNIFICANT DISCOUNT TO ITS PEERS.. 

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FROM A VALUATION STANDPOINT, AT THE UPPER BAND OF THE ISSUE PRICE, LIC IPO IS PRICED AT A MULTIPLE OF 1.1 EMBEDDED VALUE, WHICH IS AT A SIGNIFICANT DISCOUNT TO ITS PEERS.

EMBEDDED VALUE IS THE SUM OF THE NET ASSET VALUE AND PRESENT VALUE OF FUTURE PROFITS OF A LIFE INSURANCE COMPANY.

IF WE TAKE INTO ACCOUNT THE PE RATIO I.E IPO PRICE BASED ON ITS EARNING THEN LIC IPO IS OVERVALUED IN COMPARISON TO ITS PEERS.

LIC HAD APPROXIMATELY 64 PER CENT OF THE MARKET SHARE OF THE SECTOR’S TOTAL INSURANCE PREMIUM IN THE FINANCIAL YEAR 2021.

P/EV HDFC LIFE ICICI PRU SBI LIFE LIC 3.9 2.5 3.2 1.1000000000000001 PE RATIO HDFC LIFE ICICI PRU SBI LIFE LIC 92 98 72 202 MARET CAP (IN LK CR) HDFC LIFE ICICI PRU SBI LIFE LIC 1.22 0.75 1.08 6. 

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P/EV HDFC LIFE  ICICI PRU SBI LIFE LIC 3.9 2.5 3.2 1.1000000000000001 PE RATIO HDFC LIFE  ICICI PRU SBI LIFE LIC 92 98 72 202 MARET CAP (IN LK CR) HDFC LIFE  ICICI PRU SBI LIFE LIC 1.22 0.75 1.08 6

If we compare Embedded value then LIC IPO is Fairly Valued as comparison to its peers. But if we Compare PE ratio then LIC IPO is very expensive but in this type of industry PE Ratio Alone is not a criteria for valuation. I

Market Cap of LIC is 6 Lakh Crore at 949 price band which makes it approx 5 times Biggest company among its peers.. 

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Market Cap of LIC is 6 Lakh Crore at 949 price band which makes it approx 5 times Biggest company among its peers.

Apply IPO for Investment Purpose i.e. for Long Term Only Risk Taker can apply for Small Listing Gains. Since This is available at discount for Retailors and Policyholders, they should definitely apply.. 

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Apply IPO for Investment Purpose i.e. for Long Term  Only Risk  Taker can apply for Small Listing  Gains. Since  This is available at discount for Retailors and Policyholders, they should definitely apply.

FinPoTRee. Thanks For Watching , Hope You Like my First Video on my FinPoTRee Youtube Channel. Please Subscribe FinPoTRee for More Videos and Share if You Like it. THANKS. 

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Thanks For Watching , Hope You Like my First Video on my FinPoTRee  Youtube  Channel. Please Subscribe FinPoTRee for More Videos and Share if You Like it. THANKS

LIC IPO KEY POINTS

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