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[Audio] Credit profile solutions By Demello inc. Credit Profile Solutions.

[Audio] our services Bankruptcies Foreclosures Repossessions Child support Student loans Identity theft Late payments Tax liens Charge offs Inquiries Trade lines Judgements Civil liens Medical bills.

[Audio] We strategize to determine what is best to remove We Repair Credit from ALL 3 BUREAUS We remove the negative account whether or not the debt has been paid.

[Audio] What makes up your credit score How credit bureaus determine your credit source Payment History- 35[break]% (on-time payments vs. delinquencies, more weight on the last 24 months) Capacity and Amount Owed- 30[break]% ( Percentage of credit list available) Length of Credit- 15[break]% (how long you have had your accounts) New Credit- 10[break]% ( number of inquiries and new accounts opened in the last 12- 18 months) Types of Credit Used-10[break]% ( installment loans vs. revolving).

[Audio] How long does it take? Remember, it has taken you years to get your credit into its current state, so cleaning it up will not happen overnight. We cannot dispute everything all at once, or the credit bureaus will reject the disputes by marking them as "frivolous," so we must do this carefully and strategically. It takes 30 to 45 days for bureaus and creditors to respond to each letter, and even more time for changes to reflect on your reports. A difficult item may take multiple letters to multiple parties, so patience is key.. Regardless how long it takes we keep close communication with our clients to ensure they are aware of the status of their file.

[Audio] The Process We do all the hard work for you! We just ask you follow a few steps when becoming a new client from there and keep an eye out for incoming mail from the bureaus. We will be drafting many letters on your behalf to credit bureaus and creditors, to challenge the items you wish us to challenge. Along the way, we will also guide you how to better manage your credit and how to keep your awesome credit long after our work is done. Other than that, sit back and watch the magic happen!.

[Audio] Is This Legal? YES!! We leverage loopholes in the laws that govern the Credit Bureaus and Creditors. The credit system is flawed, and nearly 80% of all reports have errors that can lower your score. But you have rights and we know how to use them to your benefit! The law gives you the right to dispute any item on your credit reports. And if those items cannot be verified, they must be removed. So we will write many letters to the bureaus. If they can't prove it, they must remove it! This allows for permanent removal of negative accounts.

[Audio] What a good credit score can get you Benefits of Repairing Your Credit Lower Interest Rates Qualify For Better Options Approval For Higher Limits More Negotiating Power.

[Audio] What a low credit source costs you Here showing a Brand New Toyota Camry $ 23,000 , 66 month term Person B Pays $ 616.05 More than person a for the exact same car price! This same thing happens with your credit cards, mortgage, loans, etc. Cleaning up your credit will lower your bills and save hundreds of thousands of dollars!.

[Audio] CALL TODAY FOR YOUR FREE CONSULTATION AND ROAD TO A BETTER CREDIT SCORE GOOD CREDIT SOURCE JUST AHEAD.

[Audio] CALL ME!. Envelope with solid fill. Receiver with solid fill.