2013 BENEFITS OPEN ENROLLMENT

[Virtual Presenter] Hi and Welcome to your company’s Medical Benefits Open Enrollment. This presentation is an overview of your medical coverage. If you need additional details, please refer to your Summary of Benefits or contact your hub International Benefits Consultant. The deadline to enroll is November 25th Please note, If you fail to complete your online enrollment, you will not be able to change your benefit elections until open enrollment 2023..

[Audio] Who can enroll? All employees working at least 30 hours per week, your legal spouse and an IRS Qualified Dependent child or children under the age of 26. Please note their coverage will term at the end of month after their 26th birthday. The New Hire Waiting Period is the First of the month following 60 days of continuous employment..

[Audio] When can you enroll? You can enroll within 30 days of your date of hire, during annual enrollment or within 30 days of a Qualifying Event.

[Audio] Your plan design includes the following: The deductible per individual person will be $3,300 for in-network and $6,600 for out of network; the deductible per family will be $6,600 for in-network and $13,200 for out of network; the out-of-pocket max per individual will be $6,300 for in-network and $12,700 for out of network; and the out-of-pocket max per family will be $12,700 for in-network and $25,400 for out of network. The coinsurance the member will pay 30% in-network and 50% if out of network. Your company's contribution to your HRA per calendar year will be $600 for the Individual and $1,450 for Family..

[Audio] Covered services include the deductible plus coinsurance for both in and out of network for office visits, outpatient diagnostic lab and x-ray, outpatient surgery, inpatient hospital stay, emergency room visits and urgent care visits. Routine preventive care such as your annual checkup with be covered at 100%..

[Audio] Your drug benefits include the following: Your retail pharmacy 30-day supply will be 30% of the deductible for generic drugs and 50% for brand name drugs. Your mail order 90-day supply will also be 30% of the deductible and 50% for brand name drugs..

[Audio] How to enroll? Go to w w w dot day force hcm dot com, then enter your company name. The username is your first name dot and your last name. Then you will click on the benefits tab to access the 2023 Open Enrollment portal..

[Audio] The deadline to enroll is November 25 2022. Please remember if you fail to complete your online enrollment, you will not be able to change your benefit elections until the next open enrollment period. And as always, if you have additional questions, contact your Hub International Benefits Consultant..